📍 Property Details
$
%
months
10 years
%
💰 Income & Expenses — Per Unit
$
Total rent: $4,800 / mo (4 units)
%
$
Total expenses: $1,200 / mo
Financing Scenarios
Scenario 1 — Cash
No financing
$
No mortgage payment. Full purchase price invested.
Scenario 2
%
%
months
%
$
Scenario 3
%
%
months
%
$
Results Summary
Monthly Cash Flow
Cash
—
Scen 2
—
Scen 3
—
Cash Needed to Close
Cash
—
Scen 2
—
Scen 3
—
Annual IRR
Cash
—
Scen 2
—
Scen 3
—
📋 Full Comparison — 4-Unit Property
| Metric | Cash | Scenario 2 | Scenario 3 |
|---|---|---|---|
| Investment Inputs | |||
| Purchase Price | — | — | — |
| Down Payment | — | — | — |
| Mortgage Balance | — | — | — |
| Interest Rate | — | — | — |
| Points + Closing Costs | — | — | — |
| 💵 Cash Needed to Close | — | — | — |
| Monthly Cash Flow (4 Units) | |||
| Gross Rent | — | — | — |
| Vacancy Loss | — | — | — |
| Effective Rent | — | — | — |
| Total Expenses | — | — | — |
| Mortgage Payment | — | — | — |
| 📈 Net Monthly Cash Flow | — | — | — |
| Annual Cash Flow | — | — | — |
| Cash-on-Cash Return | — | — | — |
| Exit Analysis (10-Year Hold) | |||
| Projected Sales Price | — | — | — |
| Selling Costs | — | — | — |
| Mortgage Payoff | — | — | — |
| Net Proceeds from Sale | — | — | — |
| 📊 Annual IRR | — | — | — |
📅 Gross Rent Schedule by Number of Units
| Units | Monthly Rent | Vacancy Loss | Effective Rent | Monthly Expenses | Annual Gross Rent |
|---|
Disclosure: This communication is for informational and educational purposes only and does not constitute an offer to lend or a commitment to make a loan. All loans are subject to credit approval, underwriting guidelines, and property approval. Interest rates, payment examples, programs, and terms are illustrative, vary by borrower qualification, and are subject to change without notice. Not all applicants will qualify. Examples shown do not reflect all costs of a mortgage transaction. Consult a licensed tax or legal advisor regarding your individual situation. IRR and cash flow projections are estimates based on inputs provided and are not guaranteed. Actual results will vary. HomeWealth Solutions LLC is licensed by the Florida Office of Financial Regulation, Mortgage Broker License #MBR8082. Verify our licensure at www.nmlsconsumeraccess.org. Equal Housing Opportunity.