Closing Cost Estimator | HomeWealth Solutions

Loan Parameters & Fee Assumptions

Purchase Price ($)

Interest Rate (%)

Down Payment (%)

Discount Points (%)

Loan Program

Monthly HOI ($)

Monthly Taxes ($)

Monthly MI ($)

Prepaid Interest (days)

Escrow Months (taxes)

Waived

3rd Party Processing Fee ($)

Include

Credit Report (if applicable) ($)

Earnest Money Deposit ($)

Seller Credits ($)

Buyer Agent Commission (%)

Fee assumptions: Underwriting $1,095 · Processing $995 · Fixed services (flood, MERS, tax cert, etc.) $145 · Title/Settlement ~FL promulgated rate + $660 · Recording $234 · FL doc stamps + intangible 0.55% of loan · HOI auto-estimated at 0.5%/yr of purchase price if blank · Taxes auto-estimated at 1.1%/yr if blank. All figures are estimates — actual fees vary by lender, title company, and county.

⚠ Estimates only. Actual closing costs vary by lender, title company, county, and closing date. Transfer taxes, escrow, and prepaids are calculated using Florida standard rates. Buyer agent commission (if applicable) is entered separately and shown as a distinct line.

📊 Closing Cost Estimate —

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Loan Amount

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Down Payment

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Total Closing Costs

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Cash to Close

This communication is for informational and educational purposes only and does not constitute an offer to lend or a commitment to make a loan. All loans are subject to credit approval, underwriting guidelines, and property approval. Interest rates, payment examples, programs, and terms are illustrative, vary by borrower qualification, and are subject to change without notice. Not all applicants will qualify. Examples shown do not reflect all costs of a mortgage transaction. Consult a licensed tax or legal advisor regarding your individual situation. HomeWealth Solutions LLC is licensed by the Florida Office of Financial Regulation, Mortgage Broker License #MBR8082. Verify our licensure at www.nmlsconsumeraccess.org. Equal Housing Opportunity.